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Volume 3 · Issue 1 · 2026

The Family Office Decision Book

100 open research articles for the choices that shape capital, families and the world around them.

100 research & analysis articlesOpen access
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A note to the reader

This issue draws from listed companies, households, experiments and other adjacent settings. It is not a collection of 100 studies directly sampling family offices. Use the evidence to sharpen questions; check each paper’s population, methods and limitations before applying it. Each source has its own passage agent. Original findings remain distinct from the editorial practice articles elsewhere in the journal.

Contents

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25–36 of 40 articles · Financial judgment & family learning

25

Financial judgment & family learning · Research source

Household financial literacy and relative poverty: An analysis of the psychology of poverty and market participation

Shanping Wang; Peng Cao; Shao Huang
Frontiers in Psychology · 2022-07-22 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

26

Financial judgment & family learning · Research source

The roles of financial literacy and overconfidence in investment decisions in Saudi Arabia

Abdullah Hamoud Ali Seraj; Elham Alzain; Ali Saleh Alshebami
Frontiers in Psychology · 2022-09-30 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

27

Financial judgment & family learning · Research source

What Influences the Financial Literacy of Young Adults? A Combined Analysis of Socio-Demographic Characteristics and Delay of Gratification

Christin Siegfried; Eveline Wuttke
Frontiers in Psychology · 2021-12-02 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

28

Financial judgment & family learning · Research source

Empowering Women in Finance through Developing Girls’ Financial Literacy Skills in the United States

Chong Myung Park; Aidan D Kraus; Yanling Dai; Crystal Fantry; Turner Block; Betsy Kelder; Kimberly A S Howard; V Scott H Solberg
Behavioral Sciences · 2021-12-10 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

30

Financial judgment & family learning · Research source

Financial Literacy and Gambling Behavior: Evidence from Japan

Somtip Watanapongvanich; Punjapol Binnagan; Pongpat Putthinun; Mostafa Saidur Rahim Khan; Yoshihiko Kadoya
Journal of Gambling Studies · 2020-03-17 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

31

Financial judgment & family learning · Research source

Digital financial inclusion and household financial vulnerability: An empirical analysis of rural and urban disparities in China

Jianhe Liu; Yuan Chen; Xuanyu Chen; Bin Chen
Heliyon · 2024-07-31 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

32

Financial judgment & family learning · Research source

Effect of Regret Aversion and Information Cascade on Investment Decisions in the Real Estate Sector: The Mediating Role of Risk Perception and the Moderating Effect of Financial Literacy

Kaixin Wangzhou; Mahnoor Khan; Sajjad Hussain; Muhammad Ishfaq; Rabia Farooqi
Frontiers in Psychology · 2021-10-29 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

33

Financial judgment & family learning · Research source

A Comparative Analysis of the Effects of Objective and Self-Assessed Financial Literacy on Stock Investment Return

Kaicheng Liao; Yuchen Zhang; Hanyun Lei; Geng Peng; Wei Kong
Frontiers in Psychology · 2022-04-06 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.

35

Financial judgment & family learning · Research source

Digital inclusive finance and asset allocation of Chinese residents: Evidence from the China Household Finance Survey

Kun Li; He Mengmeng; Junjun Huo
PLoS ONE · 2022-05-05 · CC BY 4.0

Adjacent household, retail-investor or financial-capability research for family-office beneficiary education, financial agency and decision-process diligence; not a family-office sample unless explicitly established in the source.