The importance of the comparative benchmark for measuring composite financial literacy with survey data

Fang Liu; Hanyun Lei; Wenyi Lu; Qiang Yin

Frontiers in Psychology · 2022-12-07
Research article · Published full-text version held by Europe PMC · CC BY 4.0 · 3,982 words

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Title: The importance of the comparative benchmark for measuring composite financial literacy with survey data
Authors / creators: Fang Liu; Hanyun Lei; Wenyi Lu; Qiang Yin
Source: Complete manuscript edition 2026-11-05
Editorial record: Attributed Creative Commons source edition. Original publication and authorship remain with the source. Hosting is not a new peer-review decision.

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Original authors / creators: Fang Liu; Hanyun Lei; Wenyi Lu; Qiang Yin
Original publication: Frontiers in Psychology · Frontiers Media SA · 2022-12-07
Source & version: Authoritative source ↗ · Published full-text version held by Europe PMC
doi:10.3389/fpsyg.2022.1025555
License & retained notices: CC BY 4.0
Copyright © 2022 Liu, Lei, Lu and Yin.
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© 2022 Liu, Lei, Lu and Yin. This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY) . The use, distribution or reproduction in other forums is permitted, provided the original author(s) and the copyright owner(s) are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.
Edition changes: Narrative paragraphs and references retained with whitespace normalization; figures, tables and display equations remain in exact retained XML and original source, not the reader edition.
Evidence limits: Adjacent research, not a directly sampled family-office study. Applicability to a family office requires separate assessment. The rest of this paper is organized as follows. Section 2 provides a detailed description of data source and study method. The results of empirical analysis and the discussions are presented in section 3, and section 4 provides the conclusions, limitations and future prospects of this study.
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Preserved record: Rights and full text checked 2026-11-05. Included in this volume on 2026-11-05. Original source dates remain unchanged.
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