Digital Financial Literacy and Life Satisfaction: Evidence from South Korea

Youngjoo Choung; Tae-Young Pak; Swarn Chatterjee

Behavioral Sciences · 2025-01-20
Research article · Published full-text version held by Europe PMC · CC BY 4.0 · 6,301 words

Original source: Volume 15 · Issue 1 · 94

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Title: Digital Financial Literacy and Life Satisfaction: Evidence from South Korea
Authors / creators: Youngjoo Choung; Tae-Young Pak; Swarn Chatterjee
Source: Complete manuscript edition 2026-11-05
Editorial record: Attributed Creative Commons source edition. Original publication and authorship remain with the source. Hosting is not a new peer-review decision.

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Original authors / creators: Youngjoo Choung; Tae-Young Pak; Swarn Chatterjee
Original publication: Behavioral Sciences · Multidisciplinary Digital Publishing Institute (MDPI) · 2025-01-20
Source & version: Authoritative source ↗ · Published full-text version held by Europe PMC
doi:10.3390/bs15010094
License & retained notices: CC BY 4.0
© 2025 by the authors.
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https://creativecommons.org/licenses/by/4.0/Licensee MDPI, Basel, Switzerland. This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license (https://creativecommons.org/licenses/by/4.0/). Article-specific license URI: https://creativecommons.org/licenses/by/4.0/
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Evidence limits: Adjacent research, not a directly sampled family-office study. Applicability to a family office requires separate assessment. A notable limitation of this study is the potential lack of generalizability due to sampling bias. The data were collected from an online panel of adults in South Korea, which may not fully represent the broader population. While stratified sampling was used to ensure representation across age, gender, and region, using an online survey platform may have excluded individuals with limited internet access or those less familiar with digital technologies. Additionally, the use of a single-item scale to measure life satisfaction may not fully capture its multidimensional nature. Although the study controls for key demographic and socioeconomic variables, unobserved factors such as psychological well-being and social relationships could contribute to unexplained variance.
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Preserved record: Rights and full text checked 2026-11-05. Included in this volume on 2026-11-05. Original source dates remain unchanged.
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