Too soon to worry? Longitudinal examination of financial planning for retirement among Spanish aged workers

Francisco Palací; Irene Jiménez; Gabriela Topa

PLOS ONE · 2018-12-14
Peer-reviewed research article · Version of record · CC BY 4.0 · 8,223 words

Original source: Volume 13 · Issue 12 · e0209434

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Title: Too soon to worry? Longitudinal examination of financial planning for retirement among Spanish aged workers
Human authorship: Francisco Palací; Irene Jiménez; Gabriela Topa
Source: Complete manuscript edition 2026-10-22
Editorial record: Attributed Creative Commons source edition. Original publication and authorship remain with the source. Hosting is not a new peer-review decision.

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Original authors / creators: Francisco Palací; Irene Jiménez; Gabriela Topa
Original publication: PLOS ONE · Public Library of Science · 2018-12-14
Source & version: Authoritative source ↗ · Version of record
doi:10.1371/journal.pone.0209434
License & retained notices: CC BY 4.0
2018 Palací et al This is an open access article distributed under the terms of the Creative Commons Attribution License , which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.
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2018 Palací et al This is an open access article distributed under the terms of the Creative Commons Attribution License , which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.
Edition changes: Licensed narrative text edition. Original headings, paragraphs and references are preserved with normalized whitespace and layout. Figures, tables, display equations and separately licensed third-party material are not reproduced; use the linked original full text for those elements and definitive pagination. This is an attributed republication, not newly conducted research.
Evidence limits: The small Spanish worker sample, convenience recruitment, self-report and changing measures limit generalization and causal claims. National pension systems differ, and planning measures are not evidence of adequate retirement assets or successful investment outcomes.
Retraction / correction check: No article-specific retraction identified in publisher front matter and Crossref metadata inspection Bounded metadata/front-matter check; not a comprehensive Retraction Watch or all-version audit. An absence of notice is not a guarantee. Checked 2026-10-22.
Preserved record: Rights and full text checked 2026-10-22. Included in this volume on 2026-10-22. Original source dates remain unchanged.
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